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    Mortgages On Demand Ltd.
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    Our Track Record

    Case Studies

    Real examples of how we've helped businesses secure complex funding when traditional routes failed.

    Warehouse Purchase

    Commercial Mortgage

    Situation

    A growing logistics company needed to purchase a larger warehouse facility to accommodate expansion, but their high street bank declined due to the company's short trading history in their new sector.

    Challenge

    Securing funding within a strict 6-week timeframe to avoid losing the property to a cash buyer.

    The Solution

    We approached a specialist commercial lender who understood the business model and was willing to lend based on projected EBITDA rather than historical accounts.

    The Result

    £1.2M commercial mortgage secured at 70% LTV, completing in just 5 weeks.

    Complex Refinance

    Buy-to-Let Portfolio

    Situation

    An experienced landlord with a portfolio of 15 properties across multiple limited companies wanted to refinance to release equity for further acquisitions.

    Challenge

    The properties were held in complex corporate structures, and several had low EPC ratings, limiting high street options.

    The Solution

    We structured a portfolio loan with a specialist buy-to-let lender comfortable with complex corporate structures and provided a facility that allowed for EPC improvements.

    The Result

    £3.5M portfolio refinance completed, releasing £600k in equity with a reduced blended interest rate.

    Hotel Purchase

    Business Acquisition

    Situation

    Experienced operators looking to purchase a boutique hotel in a prime tourist location.

    Challenge

    The hotel had poor historical accounts due to previous mismanagement, making it difficult to secure traditional commercial mortgages.

    The Solution

    We secured a commercial mortgage based on the operators' strong track record and a robust business plan showing projected income under new management.

    The Result

    £2.8M funding secured, allowing the clients to acquire the hotel and begin their refurbishment program.

    Engineering Business

    Asset Finance

    Situation

    A precision engineering firm needed to purchase a new £400k CNC machine to fulfill a major new contract.

    Challenge

    The business had limited cash reserves and needed to preserve working capital for operational costs.

    The Solution

    We arranged a tailored asset finance facility with a specialist lender, structured over 5 years to match the lifespan of the equipment.

    The Result

    100% funding secured for the machinery, allowing the business to take on the new contract without disrupting cash flow.

    13 Apartments

    Development Finance

    Situation

    A property developer acquired a site with planning permission for 13 residential apartments.

    Challenge

    The developer needed funding for both the land purchase and 100% of the build costs, but lacked the required deposit for traditional lenders.

    The Solution

    We structured a stretched senior debt facility that provided higher leverage, coupled with mezzanine finance to cover the shortfall.

    The Result

    £1.8M total funding secured (65% LTGDV), fully funding the land acquisition and construction costs.

    Need a Similar Solution?

    Every business is unique. Contact us today to discuss your specific funding requirements.

    M
    Mortgages On Demand Ltd.

    Trusted mortgage advice across Southeast London since 2003

    Contact Details

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    • FCA Number: 225907
    • Company Number: 04661183
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